Prosperix

1. Introduction

At Prosperix, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance tracking service. Please read this policy carefully. By using Prosperix, you consent to the practices described in this policy.

2. Information We Collect

Important: Prosperix does NOT connect to your bank accounts or financial institutions. All financial data in Prosperix is manually entered by you. We only store what you choose to input.

Information You Provide

Account Information: Name, email address, and password when you create an account
User-Entered Financial Data: Account names, balances, investment holdings, cost basis, and financial goals that you choose to manually enter
Investment Profile: Risk tolerance, investment experience, and preferences you optionally provide
Payment Information: Processed securely through Stripe; we do not store your full credit card details

Information Collected Automatically

Usage Data: How you interact with the Service, features used, and time spent
Device Information: Browser type, operating system, and device identifiers
Log Data: IP address, access times, and pages viewed
Cookies: Session cookies for authentication and preferences

3. How We Use Your Information

The financial data you enter is used solely to provide you with the Service. We use your information to:

Display your manually-entered financial data back to you
Calculate net worth, gains/losses, and other metrics based on your inputs
Generate personalized AI-powered stock research based on your investment profile (if provided)
Process payments and manage subscriptions
Send important service updates and notifications
Respond to your inquiries and provide customer support
Protect against fraud and unauthorized access

We do not access, analyze, or share your financial data for advertising, marketing to third parties, or any purpose other than providing you with the Service.

4. How We Share Your Information

We do not sell your personal information. We may share your information only in the following circumstances:

Service Providers: With third-party services that help us operate the Service:
- Stripe for payment processing
- Anthropic for AI-powered features (only anonymized prompts, no personal financial data)
- Neon for database hosting
- Vercel for application hosting
Legal Requirements: When required by law, court order, or governmental authority
Protection of Rights: To protect our rights, privacy, safety, or property
Business Transfers: In connection with a merger, acquisition, or sale of assets

5. Data Security

We implement appropriate technical and organizational security measures to protect your data:

All data is encrypted in transit using TLS/SSL
Passwords are hashed and never stored in plain text
Database access is restricted and monitored
Regular security assessments and updates
Payment data is handled by PCI-compliant Stripe

However, no method of transmission over the Internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal or legitimate business purposes.

7. Your Rights and Choices

You have the following rights regarding your data:

Access: Request a copy of the personal data we hold about you
Correction: Update or correct inaccurate information
Deletion: Delete your account and associated data
Export: Export your data in a portable format (available on Premium plans)
Opt-out: Unsubscribe from marketing communications

To exercise these rights, use the settings in your account.

8. Cookies and Tracking

We use essential cookies for authentication and maintaining your session. We do not use third-party advertising cookies. You can configure your browser to refuse cookies, but this may limit your ability to use certain features of the Service.

9. Third-Party Services

The Service may contain links to third-party websites or integrate with third-party services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

10. Children's Privacy

The Service is not intended for children under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence, including the United States. These countries may have different data protection laws. By using the Service, you consent to such transfers.

12. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect, the right to delete your information, and the right to opt-out of the sale of your information. We do not sell your personal information.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Significant changes will be communicated via email or a prominent notice on the Service.